SELF EMPLOYED
Mortgages For Self Employed
Hexagon Wealth Management provides self employed mortgage advice to help business owners secure the right mortgage with confidence. If you’re self‑employed, getting a mortgage can feel more challenging due to income verification requirements. The good news is there are plenty of self‑employed mortgage options available, and we’ll guide you through the process to find a solution that fits your circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Why Choose Us For Your Mortgage?
We specialise in self‑employed mortgages, helping business owners cut through the red tape between them and their next home. We’ll help you prepare the financial information lenders need and, with access to a wide range of mainstream and specialist self‑employed mortgage lenders, find a deal that suits your circumstances. And because we offer a wide range of services at Hexagon Wealth Management, our support doesn’t stop once your mortgage is arranged.
How Much Could
You Borrow?
Whether you’ve already seen the house of your dreams or you’re about to start viewing properties, it’s a good idea to find out how much you can borrow before putting in an offer. You can use our handy mortgage calculator to give you an idea or speak to one of our mortgage experts who can work this out for you personally. We can also explain how self-employed mortgages work and the type of paperwork a lender will need to see.
How To Get A Self-Employed Mortgage
Whether you are a sole trader, contractor or company director, there is a mortgage out there for you. In fact, getting a self‑employed mortgage isn’t that different from getting a mortgage when you’re employed. We give you access to the same lenders, together with specialist self‑employed mortgage lenders who support more complex income scenarios. Our experts will work closely with you to determine how much you can borrow and help you secure the right mortgage for your circumstances.
Preparing Accounts & Proof of income
Before lenders will agree to your mortgage, they will want proof that you can afford your mortgage, not just now, but in the future, too. Most lenders will need to see at least two years of self-employed income, and some even ask for three years. We work closely with accountants that can assist with accountant certificates, SA302 forms and other paperwork so that you can apply for a mortgage with confidence.
All The Services You
Need Under One Roof
Whether you are buying your first property, are self‑employed or have a poor credit rating, our experts can help you to find the perfect mortgage. However, our services don’t end there. As part of Hexagon Wealth Management, we can assist with a broad range of services tailored to your individual needs. From liaising with your mortgage lender through to completion, we’re here to support you every step of the way.
Ready To Get Started?
Whether it’s still just a dream or you’ve already seen your dream home, we can help you to get there. Our mortgage experts are here to answer your questions, talk through your needs and help you through the process.
First Time Buyer
Purchasing your first property can be daunting. It doesn’t have to be. Let us help.
Self Employed
We specialise in finding self-employed mortgages for all industries and backgrounds.
Home Mover
Get a great rate on your next mortgage and move to your new property with confidence.
Remortgaging
With thousands of remortgage products at our fingertips, we’ll help you to find the right deal.
Buy-To-Let
Tap into our buy-to-let mortgage knowledge and find a mortgage suited to your circumstances.
Bad Credit
Let us help you to secure a mortgage even if you have adverse credit or have been refused before.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Think carefully before securing other debts against your home.
Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Registered in England and Wales under registration number: 05541620. Registered Address: 7-9 Macon Court, Crewe, Cheshire CW1 6EA Hexagon Wealth Management Limited is an appointed representative of 2plan wealth management ltd, which is authorised and regulated by the Financial Conduct Authority. Hexagon Wealth Management Limited is entered on the FCA register (www.fca.org.uk) under reference number 808586.
The Financial Ombudsman Service is available to mediate individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit: https://www.financial-ombudsman.org.uk/contact